Purple Shield - Critical Illness

When death or a serious accident occurs there is always grief and sorrow. The Purple Shield plan is specially designed to help with these expenses,with a maximum amount of basic coverage of up to $3 Million, at the very time when help is needed most. No medical examination is required.

Purple Shield pays benefits for the following:

1. Death

   Up to $3,000,000 to cover family obligations, funeral, children's education and final expenses, inheritance for loved ones or charity.

2. Terminal Illness

   Provided the policy is in force for two (2) years, if insured is diagnosed as terminally ill, where the prognosis is no more than six (6) months to live - 50% of the death benefit is immediately paid (money to help ease the pain and tidy up your affairs) with the remaining balance payable upon death.

3. Accidental Dismemberment

   If you meet with an accident and lose a limb, this could create great hardship and may affect your job. The loss of limb benefit could be very helpful in defraying medical expenses and maintaining a decent lifestyle.

4. Total and Permanent Disability

   If, due to an accident, you become TOTALLY and PERMANENTLY disabled - then 100% of the sum insured is payable to help replace the possibility of reduced or lost income.

5. Accident, In-Hospital Income

   If hospitalized, due to an accident, provided that your stay in hospital for at least seven (7) days, then 10% of the sum insured will be paid to help with the hospital expenditure and possible loss of income during this period. This benefit is restricted to one (1) such claim per year and a lifetime maximum of two (2) such claims, provided that at least 12 months separate the periods of admission and that the second admission is not related in any way to the first incident.